Introducing
|
Fixed rate doesn't
mean fixed payments.
Your monthly payment changes every year
even though you have a fixed-rate
mortgage? Welcome to the wonderful up-and-down world of escrow, which can
raise or lower your house payments based on changes in your taxes and insurance
costs.
What will mortgage rates do next?
The government's Consumer Price Index is the gauge those in the know use
to get an idea of which way mortgage rates are headed.
Should you get a refund anticipation
loan?
Shopping for a credit
card
Checking your
credit
Do you really need a credit
card?
Shopping for the right
card
Types of credit
cards
Understanding fixed vs.
variable
Credit card shopping
worksheet
Understanding the terms
Finding the best
deals
How to find the best
deals
Don't get gouged by high
rates
How credit cards can cost
you
You have a card? Keep
looking
What's a gold card?
Your credit
rights
Your protection & the
law
Credit card
fraud
Truth-in-lending rules
Final words: Avoiding
Debt
How to manage your credit
wisely
What to do if you assumed too
much
Last resort:
Bankruptcy
Helpful resources |