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Collection Agency Laws & Licensing Requirements

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Attorney General Office Helps Consumers With Debt Collection Violations In Many Cases
Attorney General CONSUMER Information.
Consumer Complaint Forms Online (Covers Many State Departments)

Georgia Attorney Bar Locate an Attorney who practices in Georgia, State laws, and Links

Federal Laws:
Georgia follows the Federal Fair Debt Collection Practices Act
The Federal Debt Collection Law is enforced by The Federal Trade Commission

Summary: There is no license, fee or bond required to operate a Debt Collection Agency.  The allowed interest rates are as follows:  Legal 7% - Judgment 12% - Commercial Accounts 18%.  Statute of limitations are 4 (four) years on an Open Account, 6 (six) years on a Written Contract, 7 (seven) years on a Domestic Judgment and, 5 (five) years on a Foreign Judgment.  Bad check laws, which is a Civil Penalty, are as follows: After 10 (ten) day written demand double damages up to $500 and service charge at $20 or 5%, whichever is greater. 

Credit and Collection Links For Georgia

LawDog State Credit and Collection Laws Laws about, Autos, Checks, Credit, Courts, Judgments, Secured Debts, UCC, Credit Terms and Use, Bankruptcy Courts, Collections and State Agencies/Organizations.

Open Directory Project Links

THIS IS FOR MY PERSONAL INFORMATIONAL PURPOSES ONLY. The information here may not be complete and it is not to be construed as legal advise or opinion. This Is Not A Complete List Of All The Laws Relating To These Subjects. The information provided is not to be considered legal advice, Always discuss matters relating to such and seek advise from your legal advisor or a legal professional. We do not Guarantee or Warranty any information contained in and/or linked to any of our web sites, and we assume no responsibility for the use of such. Please let us know of any incorrect information right away so we can investigate and correct any errors.